Landlords, buyers, and sellers alike must take the proactive step of informing their buildings and contents insurance provider about their intentions on what they are intending to do with their property, especially if it is going to be unoccupied. It’s crucial to note that many insurance policies do not automatically extend coverage to such scenarios, which may necessitate an additional premium and, in some cases, a legal obligation.

While some policies may appear enticing with attractive premiums, the often-overlooked fine print can hold hidden surprises. In today’s fast-paced world, not everyone takes the time to scrutinize the details. However, prioritising financial gains above adequate protection can be a costly oversight. We’ve encountered situations where dealing with certain insurance companies proved nearly impossible to reach by phone, revealed unexpectedly high excesses, or failed to provide the expected level of coverage.

As we operate independently of the FCA (Financial Conduct Authority), our network of partners offers a wide range of insurance solutions. These encompass buildings, public liability, tenant’s liability and contents, rent guarantee, legal cover, life insurance, critical illness coverage, and income protection. Allow our knowledgeable advisers to handle the legwork for you, saving you valuable time, money, and effort. Whether you require minimal or extensive assistance, our experts can tailor their services to your specific needs. Not only could this potentially lead to cost savings, but it also ensures you don’t miss out on crucial protection.

Don’t risk being caught off guard; make certain that you have a comprehensive insurance policy in place to safeguard your interests.